AI use cases in banking are reshaping financial services by enabling automation, improving security, and delivering personalized user experiences. One major application is in customer service, where AI chatbots and virtual assistants provide instant, accurate responses. For fraud prevention, AI systems analyze patterns in real-time, detecting anomalies faster than traditional systems. AI enhances credit decision-making by evaluating alternative data sources for more inclusive scoring. In trading and portfolio management, predictive algorithms guide investment decisions and risk assessment. Additionally, AI helps banks comply with evolving regulations through automated monitoring and report generation. These capabilities increase efficiency, reduce costs, and strengthen customer trust in the digital banking landscape.