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Most people have heard the "80% rule" for retirement—but it may no longer reflect today's reality.

Longer lifespans, rising healthcare costs, taxes, and changing income sources can significantly impact how much you truly need to retire comfortably. This article breaks down the 25x rule, Social Security's role, healthcare expenses, and the common mistakes retirees make when estimating their retirement number.

Read the full guide to learn how to calculate a retirement target based on your actual income needs—not outdated rules of thumb.https://creativefinancialgrp.c....om/how-much-do-you-n